Job Details

Title: Connect Lending Auditor (Non – LO – Processor) Job Status: Full Time/Hourly

Department: Connect Lending Work Schedule: Flexible

Reports to: Connect Lending Supervisor Amount of Travel Required: None

Vanderbilt Mortgage and Finance, Inc. was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products. We are an equal opportunity employer committed to creating a diverse workforce. Furthermore, we're financially strong, with a reputation for leading the industry with unsurpassed products, a broad range of services and a coast-to-coast presence. We're professionally strong, from entry level to more experienced positions, we're actively recruiting individuals who are passionate, positive, and eager to learn. As a member of our team, we will equip you for success, you'll enjoy excellent benefits, opportunities for growth, and an encouraging culture that supports work/life balance.

POSITION SUMMARY:

The Connect Lending Auditor exists to perform purely administrative tasks surrounding loan processing. They do not negotiate or advise credit terms with consumers.

ESSENTIAL FUNCTIONS:

  • Audits closing documents for various loan types such as Direct Lending, Direct Repo, NOW Loans, and Loan Assumptions, to ensure accuracy and completion.

  • Reviews, researches, and completes fixes to ready a deal for booking.

  • Ensures all documents are properly recorded and delivered.

  • Contacts and collects W9’s for new insurance policies, requesting payments and researches any discrepancies owning the process as a whole.

  • Continues follow up and communication with buyers, sellers, realtors, contractors, surveyors, Asset Managers, notaries, title companies and other internal departments in regard to auditing and funding the loan.

  • Balances REPO files, JE moves during the funding process according to the closing disclosure, seller credits and Earnest money as well as updates GLs for money transfers on all loans.

  • Sets up NOW loans by manually transferring escrow and seller proceeds funds.

  • Books loans through in-field-transfer and Fast Path.

  • Communicates with management on process improvements.

  • Emails Assurant and Insurance Tracking Distro to communicate if payment was made by title company, needs to be paid, or if the buyer has already paid.

  • Completes setup for insurance policies in the system and changes system GL’s for every loan for appropriate insurance type

  • Pulls binders and copies all information from binder into the system.

  • Fills out check requests for payments when payments are made.

  • Updates Flood Certificate by signing LERETA, Loan ID, enters in contact information, pulls flood certifications, requests changes to new loan number.

  • Pulls new emails from LERETA and sends to imaging.

  • Updates flood requirements in system.

  • Performs other duties as assigned.

  • Review documents, follow up with customer, and request all checks pertaining to home moves and options

  • Review POAs and other docs prior to close to ensure names and serial #’s are correct

  • Completes PCCDs for errors on the Closing Disclosure for Audit and Titling

  • Must be flexible with remote training/learning/working

    QUALIFICATIONS:

  • High School Diploma or Equivalent required, college a plus.

  • Must submit to a credit check used only for Arizona licensing purposes

  • Ability to work in a team environment.

  • Strong communication skills a must.

  • Ability to review, analyze and determine process improvements within the Loan Restructuring department.

  • Strong analytical, organizational and detail orientated skills a must.

  • Must maintain excellent customer experience throughout the loan process for all customers.

    PHYSICAL DEMANDS:

  • Must be able to remain in a stationary position 75% of the time.

  • Constantly operate a computer and other office productivity machinery, such as a telephone, calculator, copy machine, and computer printer.

  • 90% communication methods completed over the phone. Must be able to exchange accurate information at all times.

  • Ability to identify and assess account status and determine appropriate process.

  • Constantly works in an indoor temperature controlled, sealed window office environment.

BENEFITS:

  • 401(K) includes 100% company match of the first 4%

  • Medical and Dental Plan with Prescription Coverage and Vision

  • Paid Time Off (PTO) days and holidays

  • Tuition Assistance

  • Wellness Programs and On-site workout facility

  • On-site restaurant

  • BONUSES!!!